KEY MEMBERS OF THE TEAM

Sami Bin Mahfouz

Chairman & Founder Rawasi Financial Solutions
About

Mr. Sami is the founder of Rawasi Financial Solutions and a professional banker with 30 years banking experience in National Commercial Bank (NCB) of Saudi Arabia. He was the Chief Risk Officer in NCB and held numerous leading positions while working in the bank.

He holds board memberships and heads internal audit committees in various leading companies in the KSA.

Education

Masters in Business Administration degree Ohio State University.

Attended BASEL forum in different countries, courses, workshops & seminars.

Professional and Industry Experience

He has over 20 years experience in credit policy and loan management as the senior credit approving manager.

He was responsible for administration and control functions covering corporate, middle market and small business activities, and the “Islamic” banking credit.

Proficient in all aspects of managing credit, viz., structuring complex credit transactions; developing and implementing recovery strategies.

Defining and introducing target market and credit risk acceptance criteria; implementing risk rating and risk-adjusted capital allocation methodologies; and establishing credit portfolio strategies to enhance the overall risk adjusted returns.

He established an excellent track in re-organizing and managing rapid changes. His achievements include the complete overhaul of the National Commercial Bank traditional approach to extending credit and introducing modern portfolio management techniques..

Managed a Portfolio & Industry concentration across the country, he Introduce new management concepts with the dual objective of achieving faster turn-around time while providing coaching and mentoring to RMs also introduce and implement new risk rating system throughout the Bank.